Binance to Adjust Interest Rates for XAUUSDT and XAGUSDT Contracts

According to the announcement from Binance, the platform will implement changes to the interest rates for XAUUSDT and XAGUSDT Perpetual Contracts. Effective from 2026-01-23 08:00 (UTC), the interest rate component within the funding rate for these contracts will be set to 0%. This adjustment is part of Binance's ongoing efforts to optimize its product offerings and enhance user experience across its services. Binance users can access the Real-Time Funding Rate page to monitor the latest funding intervals and interest rates. Additionally, API users have the option to query USDⓈ-M futures funding rate information through a newly added endpoint: GET /fapi/v1/fundingInfo. This feature aims to provide users with up-to-date information on funding rates, ensuring transparency and accessibility. The announcement underscores Binance's commitment to maintaining a user-friendly platform by regularly reviewing and updating its services to meet the evolving needs of its global user base.