Stablecoins vs. Visa: The Future of Online Payments

A debate on X has emerged regarding the potential of stablecoins and agentic commerce to replace traditional payment systems like Visa in online transactions. According to NS3.AI, Paul Graham highlighted that stablecoins could eliminate card fees, offering a cost-effective alternative. In contrast, Visa's Cuy Sheffield suggested that Visa might incorporate stablecoins to enable instant on-chain settlements for merchants.