Secured Finance CEO Discusses Stable Returns in Volatile Crypto Market

According to Odaily, Masa Kikuchi, the founder and CEO of Secured Finance, participated in an AMA event titled 'Hot Takes,' organized by Storacha, a decentralized large-scale data storage network within the Filecoin ecosystem. In the latest episode, Masa explored strategies for achieving stable and predictable returns in the volatile cryptocurrency market. Drawing from his experience as a former investment banker, Masa leads his team in fully integrating traditional bonds onto the blockchain. This is achieved through two core advantages: a fully transparent on-chain order book system and standardized zero-coupon bond products. Unlike the prevalent liquidity pool model in the current DeFi sector, the platform employs a peer-to-peer trading mechanism, allowing users to set their own yield rates and offering flexible options for early repayment and closing positions. The platform currently offers fixed-income products for mainstream assets such as USDC, BTC, ETH, and axlFIL on Ethereum and Arbitrum, with up to eight term options available on a quarterly rolling basis for up to two years. Masa revealed plans to launch a significant new product, USDFC (a FIL-collateralized stablecoin), in 2025, alongside further enhancements to the DeFi fixed-income infrastructure. "In a high-volatility market, stable and predictable returns will become increasingly important," Masa predicted. He anticipates that stablecoins will dominate the market by 2025 as institutions like BlackRock continue to expand their presence in crypto assets. Secured Finance aims to make fixed-income products more transparent and accessible through innovative on-chain solutions, challenging the traditional financial sector's dominance in this area.