Advanced project integrates blockchain and digital assets into cross-border remittance and simple payment markets for financially underprivileged people in Africa and Southeast Asia to provide payment and remittance services, cryptocurrency exchanges, and public system payment solutions.Advanced project consists of platforms such as PAYMENT/REMITTANCE, IDENTITY AUTHENTICATION, BLOCKCHAIN, and BIG DATA ANALYSIS. We are working on this project to provide a safe, fast, and accurate digital finance solution as each platform are closely related.The digital assets of the Advanced project consist of an ERC20-based AUC token and en-Cash(Point system). AUC token is implemented on a public blockchain to ensure liquidity, reliability, stability, and transparency. Digital money, en-Cash, is off-chain and is non-variable and used by participants in the AUC ecosystem as a means of payment and cross-border remittance in real life. AUC tokens and en-Cash can be swapped on a global cryptocurrency exchange.Here's how Advanced project impact the existing financial system.•Customers are provided with easy payment and remittance services, cost savings through various rewards, and reduction of existing payment fees to increase satisfaction. •Merchants are provided with a free app for store payments instead of the traditional costly POS device, attracting potential customers to use TIER services, and generating more revenue through reduced fees. •Provides banks with new customer acquisition effects such as attracting customers and issuing cards based on the credit data offinancially excluded populations using the Advanced financial platform.