Data shows that EtherFi's revenue per user reached $256, far exceeding payment platforms such as Revolut, Wise, and SoFi.

Lisk researcher Leon Waidmann published an article on the X platform stating that EtherFi has transformed from an Ethereum staking protocol into a crypto digital bank encompassing staking, DeFi yields, and Visa cards. Currently, EtherFi has only 21,000 users, but each user generates $256 in platform revenue. In comparison, Revolut has 93.5 million users with an average revenue of $60 per user; Wise has 13.4 million users with an average revenue of $83 per user; and SoFi has 12.6 million users with an average revenue of $264 per user. EtherFi's total user balance is $9.9 billion, averaging approximately $470,000 per account. EtherFi operates through smart contracts and on-chain yields, requiring no banking licenses or traditional technology, achieving profitability from its first day of operation.