AI is poised to revolutionize decentralized finance (DeFi) and organizational structures through the token model. According to PANews, the decentralization of agent capabilities presents a challenge to traditional Software as a Service (SaaS) models. This shift signals a fundamental transformation in financial and collaborative models in an era where data costs are approaching zero. The integration of AI into these sectors is expected to drive significant changes, reshaping how financial services and organizational collaborations operate.