Under the guidance of the National Financing Guarantee Fund, Beijing Reinsurance Company promoted the successful implementation of a digital RMB guaranteed loan between Guohua Guarantee and Beijing Rural Commercial Bank. As Beijing's first digital RMB bank-guaranteed risk-sharing batch guaranteed loan, it not only realized the innovative application of digital RMB in financing and guarantee scenarios, but also promoted the upgrade of currency and payment systems in the digital age. It is understood that the digital RMB financing and guarantee business that was launched this time was a 1 million yuan credit loan provided by Guohua Guarantee Company to a Beijing energy company. It is based on the digital RMB innovative industry-finance model under the scenario of "Kunpeng Quick Payment", a digital financial technology company under China National Petroleum Corporation. After the borrowing enterprise obtains loan approval from Guohua Guarantee and Beijing Rural Commercial Bank, it receives the guaranteed loan through the enterprise digital RMB wallet and completes the loan use such as paying employee wages. Compared with traditional financing and guarantee models, digital RMB guaranteed loans have the advantages of fast arrival, traceability, and tamper-proofing. (Shell Finance)