Edgen: Personalized financial intelligence services for everyone

Author: Jay Jo, Source: Tiger Research, Translated by: Shaw Jinse Finance

TL;DR

• Retail investor participation is growing rapidly, but they lack the infrastructure to effectively interpret and utilize data. Institutional investors systematically manage the market through professional systems such as the Bloomberg Terminal, while individual investors still rely on fragmented information.

• Edgen bridges this gap with its AI-driven financial intelligence platform. This platform integrates stock and cryptocurrency analytics, providing not only data but also actionable insights.

• Edgen further enhances its capabilities by building highly personalized investment analytics. The platform tailors analytical solutions to each investor's style and goals, transforming what was once a Wall Street-exclusive financial analysis capability into a tool accessible to everyone.

• Edgen further enhances its capabilities by building highly personalized investment analytics. The platform tailors analytical solutions to each investor's style and goals, transforming financial analysis capabilities that were once exclusive to Wall Street into tools that everyone can use.

1. The Era of Retail Investing Requires New Wisdom

The lowering of barriers to entry in financial markets has rapidly expanded the participation of retail investors. Today, anyone with just a smartphone can access global markets anytime, anywhere. Everyone has easy access to professional information, including company disclosures, financial statements, and analyst reports. Market access and information access have never been so convenient.

Source: JPMorgan Chase

However, despite improvements in market and information access, sufficient infrastructure has not been provided to effectively analyze and utilize data. The complex market environment and higher volatility have increased the burden on retail investors. Investors must monitor massive amounts of data from multiple services to invest in various assets, including national stock markets and cryptocurrencies. Nasdaq and the New York Stock Exchange plan to emulate the cryptocurrency market model and establish 24-hour trading systems. The investment environment will undergo more dramatic changes. Retail investors lack sufficient infrastructure to cope with this complexity. Since investing is not their primary profession, they lack the time and resources to systematically analyze massive amounts of data. Complex financial data places a huge cognitive burden on understanding and utilizing it. Many retail investors, while having access to a wealth of information, fail to use it effectively and in a timely manner. They rely on social media, fragmented news, apps, or homemade spreadsheets to make investment decisions.

Source: Bloomberg Terminal

Institutional investors typically use professional systems like the Bloomberg Terminal to manage this complexity. Ultra-high-net-worth individuals access personalized portfolio management and customized investment strategies through private bankers. The Bloomberg Terminal costs tens of thousands of dollars annually and requires professional training. Private banking services require a minimum of several billion Korean won in assets.

Most retail investors cannot access these professional tools.

However, retail investors face the same market environment as institutional investors. Increased market participation forces retail investors to make quick and accurate decisions in complex and volatile markets. Advances in artificial intelligence (AI) technology have opened up new possibilities for bridging this information gap. Today, services can analyze massive amounts of data in real time, like the Bloomberg Terminal, while also providing personalized investment insights to retail investors like private bankers. Edgen is a leading example of this possibility.

2. Edgen: An AI-powered Bloomberg Terminal for All Investors

Edgen is an AI-driven financial intelligence platform designed to be "an AI-powered Bloomberg terminal for everyone." The platform enables retail investors to seamlessly monitor and analyze the stock and cryptocurrency markets from a single interface.

Source: Tiger Research

Edgen's capabilities go far beyond simple data aggregation. The platform transforms fragmented data into actionable insights. Traditional financial information platforms provide raw data such as news, charts, and financial statements, while Edgen analyzes this data and delivers investment insights in multiple formats: conversational answers, visual charts, comprehensive reports, and quantitative scores tailored to each investor.

Edgen goes a step further, building personalized analytics tailored to each investor's investment style and goals. The platform presents optimized, personalized insights, rather than showing the same data to all users. This approach is similar to personalized social media feeds. Just as Facebook and Instagram show different content to each user, Edgen provides different dashboards for each investor. For example, in the same Bitcoin market, long-term investors might receive a personalized pivot point alert saying "Bottomed out, consider adding to your position," while short-term traders might see a personalized pivot point alert saying "Short-term oversold zone, watch for potential rebound."

Source: Edgen

The Efficient Decision Guidance Model (EDGM) supports this function.. EDGM coordinates various specialized agents and tools through a multi-agent system, rather than operating as a single holistic model. Unlike general-purpose Large Language Models (LLMs) that only process language and words, this inference model interprets user queries and assigns them to appropriate professional agents based on a specialized investment framework (macroeconomic analysis, technical analysis, fundamental analysis) and real-time market data. Each agent utilizes a guidance model and a knowledge model to collect the necessary data. This process integrates real-time market data, individual investor search history, portfolio composition, and trading patterns. The system also references data from investors with similar investment characteristics. Subsequently, market tools and the Large Language Model (LLM) process and synthesize the collected data, presenting the results in the form of conversational responses, charts, or reports. This solution combines the comprehensive market analysis of the Bloomberg Terminal with the personalized strategy development of private banks on a single platform. Now, retail investors can also access financial information previously only available to institutional investors and ultra-high-net-worth individuals.

3. How Edgen Supports the Entire Investment Process

3.1 Market Discovery: Uncovering Investment Opportunities

In today's complex markets, even experienced investors struggle to find valuable investment opportunities. Investors must sift through and analyze massive amounts of data: countless news reports, charts, financial statements, and social media signals. Edgen simplifies this process through a variety of methods.

Source: Edgen

Edgen's search function allows investors to explore the market in a conversational manner without directly analyzing complex financial data. For example, when an investor asks, "Why has Tesla's stock price recently fallen?", Edgen analyzes the company's news, financial situation, technical indicators, and market sentiment simultaneously, providing a comprehensive answer. Personalization also plays a role here. Edgen learns from users' search history, identifies the themes, industries, and indicators that each investor values, and then progressively tailors search results and investment recommendations to that user.

Source: Edgen

Investment Philosophy: Systematically uncover noteworthy market opportunities through thematic sections. "Hot Stocks" and "Hot Cryptocurrencies" highlight assets with strong market momentum. "Stock Screener" and "Cryptocurrency Screener" allow investors to create custom asset lists by setting criteria such as market capitalization, trading volume, and price action. The "Cryptocurrency Attention & Funding" section captures signals unique to the cryptocurrency market.

3.2. Intelligent Portfolio Management: Asset Valuation and Management

Source: Edgen

After identifying investment opportunities, investors need tools to deeply analyze assets and continuously monitor their trends. 360° reports can automatically generate comprehensive analyses for individual assets.

The system evaluates stocks from four perspectives: valuation, growth, profitability, and momentum, and cryptocurrencies from three perspectives: fundamentals, token economic models, and momentum. Edgen's professional analysts analyze each category and assign ratings from A+ to D-. The platform transparently displays the analysis process so investors can verify the basis of each analyst's judgment. In addition to analyzing individual assets, investors must also manage multiple assets holistically. Edgen offers intelligent portfolio management features. Investors can manage their portfolio of stocks and cryptocurrencies on a single screen. The portfolio offers three views: a "Market View" displaying real-time prices and asset ratings; a "360° Report View" summarizing in-depth analysis of each asset; and a "News View" filtering and providing news relevant to the portfolio. Edgen plans to further advance its Smart Portfolio functionality. The platform will offer a comprehensive portfolio score that goes beyond single asset ratings, along with specific action plans to help investors achieve higher ratings. 3.3 Customization Tools: Building Your Own Investment Strategy Edgen provides a Smart Assistant Store for investors who require more specialized analysis. This store offers a range of AI assistants focused on specific investment areas. Investors can directly select and deploy smart assistants that match their investment style and goals.

Source: Edgen

For example, the technical signal broker automatically calculates indicators such as RSI, MACD, and moving averages, and then gives a "bullish" or "bearish" judgment, providing a comprehensive three-star rating. The pivot point alert broker detects when assets are approaching local highs or lows, helping investors optimize trading timing at key inflection points. Other brokers offer various functions, including on-chain activity analysis and TGE pre-opportunity discovery. Investors can choose and deploy the brokers they need based on their own goals.

Source: Edgen

In addition, Edgen is about to launch an intelligent trade execution function, which can automatically execute investors' trade requests. For stock trading, the Edgen platform can interface with platforms such as Robinhood and XStocks; for cryptocurrency trading, Edgen can integrate with protocols such as Hyperliquid and Pendle. The AI ​​assistant can understand the investor's intent and execute trades directly. With this function, Edgen is moving from an intelligent platform to a comprehensive investment operation platform.

Source: Edgen

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