1. Introduction: Breaking the Wall Street population, US stocks are no longer far away
For a long time, US stock investment has always been a complicated and difficult thing for ordinary people. The high account opening funds, cumbersome account opening procedures, and geographical and trading restrictions make it difficult for many ordinary investors to truly enter the US stock market.
With the rise of US stock tokenization (RWA US stocks), this situation is changing. Through Web3 technology, US stock investment is becoming simple and easy. Anyone can easily invest in Tesla, Apple and other top global companies with only a small amount of money.
The tokenization of US stocks is changing the way ordinary people participate in the world. It will help to sort out its gameplay, hubs and potential risks, so that you can avoid pitfalls and be one step ahead.
2. What new opportunities does the tokenization of US stocks bring to ordinary people?
24-hour uninterrupted trading, seize market opportunities at any time
Traditional US stock trading is only carried out during specific peaks when the US stock market is open, which is not friendly to non-US investors and it is easy to miss investment opportunities. US stocks are tokenized through on-chain trading, providing a 24-hour trading environment, allowing investors to capture market opportunities at any time.
A sharp decline, everyone invests in top companies
In the past, buying Tesla, Apple, Amazon and other stocks required an additional amount of funds, while tokenized US stocks cut high-priced stocks into small shares, and tens of dollars can be used to participate in investment, truly making everyone investable.
Investment channels are more diverse, and asset appreciation opportunities are more abundant
The income from traditional stock investment mainly comes from stock price increases and dividends, while tokenized assets can also participate in the DeFi ecosystem, such as lending and yield farming, so that investors can obtain more trusted and more effective sources of income.
Remove the limit on cross-border investment, and global asset allocation is more convenient
Take mainland investors as an example. If they want to invest in US stocks, they need to apply for a foreign currency bank card, but it is becoming increasingly difficult to open an overseas bank account, and the inflow of funds has exceeded the limit baseline. In addition, even if you successfully apply for a Hong Kong bank card, the amount of funds required to open an account with a local brokerage firm is high (such as a minimum deposit of HK$100,000) or requires specific conditions (such as the need to have other procedures for a foreign-funded brokerage account), which is cumbersome to handle.
The tokenization of US stocks does not require any foreign currency bank cards. You only need to have a digital wallet to invest in the world's top companies, which truly breaks the restrictions of region and funds and makes global asset allocation extremely simple.
3. What you need to know before investing: What is the difference between traditional US stocks and tokenized US stocks?
Traditional US stocks: Shareholder rights are clear
Traditional US stock investment is to directly own the company's equity, with clear voting rights and shareholder dividend rights, and investors enjoy mature supervision and legal protection.
Tokenized US stocks: flexible but limited rights
Investors in tokenized US stocks usually do not have shareholder voting rights, dividends may be issued in the form of tokens, and they are more concerned about the benefits brought by prices. Investors need to pay more attention to the security, reputation and regulatory compliance of the platform.
4. Beginner's Guide: How to Ignore the Pitfalls in Tokenized U.S. Stock Investment?
Clearly Understand the Real Rights of Investment Tokens
Before investing in tokenized U.S. stocks for the first time, you must understand the specific rights and interests of the asset custodian, asset ownership, whether you have dividends, voting rights, etc. behind the tokens.
Pay attention to the security and compliance of the platform
Choose a good and compliant platform to avoid the risk of fraud or platform running away. Refer to community reputation, compliance documents and regulatory information.
Pay attention to liquidity risk
The market size of some tokens has shrunk, the trading volume is insufficient, and the bid-ask spread may increase. It is recommended to choose a platform with a large user base and good liquidity.
Line leverage trading
Investors who are new to tokenized assets should avoid blindly using high leverage, which will amplify investment risks and cause unnecessary losses.
So how should ordinary people participate in the tokenization of US stocks? At present, there are obvious platforms that have launched related products, such as Robinhood (limited to EU users), Synthetix, Mirror Protocol, Backed Finance, and Mountain Protocol (packaging US stock returns in the form of tokens), Swarm, DeVol, etc., which are popular on Solana recently. They differ in compliance, trading experience, and participants.
Translation:
Robinhood EU version: supports tokenized stocks of popular private companies such as OpenAI and SpaceX, but only for EU users.
Synthetix: Focuses on synthetic asset models. You trade on-chain for price exposure without custody of real stocks.
Backed Finance (BDE, bNVDA): These are real custody securities assets, for qualified investors, and compliant.
Swarm: Operates under the EU license framework, and some products are also open to retail users.
If you are a novice, it is recommended to start with a platform with a more user-friendly trading experience and more transparent information disclosure, and focus on:
Does this platform actually hold the underlying stocks?
Is there a legal authorization or specific filing in a jurisdiction?
Does it support small transactions?
Are there any specific restrictions or lock-up mechanisms?
The product structure and risk exposure of different platforms are different. Don't think that "OpenAI" or "NVDA" are completely equivalent to real stocks.
Choosing an entry that suits you, starting with an experience-based product, is a safer way to get started.
The tokenization of US stocks has opened a door to the global capital market for ordinary people. Although investment is more convenient, investors still need to participate rationally, fully understand the risk and return characteristics of investment, and do a good job of risk management.
Seize the opportunity, enter the market cautiously, and make the tokenization of US stocks an important step in your entrepreneurial investment.
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