随着利率下降，DeFi 收益率开始变得更具吸引力。波动性增加带来了更多用户、收益率和杠杆。再加上 RWA 带来的更可持续的收益率，构建消费级加密金融应用突然变得容易得多。

According to Foresight News, the Hong Kong Monetary Authority (HKMA) has permitted digital banks to establish physical branches starting in October. WeLab Bank, ZA Bank, and Mox Bank are contemplating this move, while Livi Bank currently has no plans to do so. WeLab Bank indicated that its physical branches might focus on providing advisory services. The bank, co-owned by Standard Chartered, also plans to continue enhancing its digital services.

AI 公司 Databricks 通过债务融资筹集 50 亿美元。此次融资是在去年 12 月份的 100 亿美元股权融资之后进行的。（The Information） 去年 12 月消息，大数据和人工智能公司 Databricks 宣布以 620 亿美元估值完成 100 亿美元 J 轮融资，Thrive Capital 领投，Andreessen Horowitz、DST Global、GIC Pte Ltd、Insight Partners、WCM Investment Management 等参投。据知情人士透露，Lightspeed Venture Partners 也投资了 2 亿美元。

据链上分析师余烬监测，FTX/Alameda 在 3 小时前进行了每月一次的 SOL 赎回转出：从质押中赎回了 182,421 枚 SOL（3235 万美元）并分发到 20 个地址。 FTX/Alameda 质押地址从去年 11 月以来，通过上面这种方式累计赎回并转出了 444.5 万枚 SOL （5.1688 亿美元），转出均价 116.2 美元。 目前 FTX/Alameda 质押地址还有 647 万枚 SOL（11.8 亿美元）在质押中。

A widely followed crypto analyst says that the top altcoin Ethereum (ETH) is setting up for a gigantic rally later this year. In a new thread, pseudonymous crypto trader Credible Crypto tells his 453,200 followers on the social media platform X that the smart contract platform looks set to skyrocket – but not before it […] The post Ethereum Setting Up for a ‘Face-Melting’ Rally Later This... source: https://dailyhodl.com/2025/01/13/ethereum-setting-up-for-a-face-melting-rally-later-this-year-according-to-crypto-trader-but-theres-a-catch/

According to an estimate by JPMorgan, exchange-traded products (ETPs) for XRP and Solana (SOL) could attract over $15 billion in net inflows.  Matthew Sigel, head of digital assets research at VanEck, shared that the forecast considers the performances of Bitcoin (BTC) and Ethereum (ETH) in relation to their market cap and ETP flows. Bitcoin ETPs […] The post JPMorgan believes Solana, XRP ETPs... source: https://cryptoslate.com/jpmorgan-believes-solana-xrp-etps-could-attract-15-billion-in-net-inflows/

下一轮以 NFT 为中心的大型空投将通过 $ANIME 向 Azuki 社区发起。以下是您需要了解的所有信息。

数据显示，比特币在美国大选后的上涨推动其每周交易量升至 2130 亿美元，为 2021 年 5 月以来的最高水平，机构兴趣的上升推动美国交易所活动回到第一季度的水平。

a16z 联合创始人、亿万富翁 Marc Andreessen 支持特朗普推行有利于加密货币行业和科技行业的政策，这些行业目前受到拜登政府的限制。

XRP price continues to show strength versus the wider crypto market. Cointelegraph explains why. source: https://cointelegraph.com/news/xrp-rally-to-4-possible-after-xrp-btc-pair-clears-30-day-resistance-level?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

According to Odaily, the fourth quarter of 2024 saw a significant surge in venture capital investments within the cryptocurrency sector, totaling $4 billion across 687 transactions. This marks the highest quarterly investment total since the fourth quarter of 2022. The infrastructure sector led the way, followed by financial services, which saw a deployment of $970 million. Web3 projects recorded the highest number of transactions at 141, with NFT and gaming projects following closely with 132 transactions. Investment in trading and brokerage fell from $320 million in the first quarter to $161 million in the fourth quarter. The distribution of transactions across various sectors indicates a shift in venture capital focus. DeFi remained stable with 125 transactions, while infrastructure projects, despite having fewer transactions at 111, captured the largest share of funding. Data and analytics remained selective with only 10 transactions, whereas enterprise solutions saw 18 transactions. The robust performance in funding this quarter, particularly in infrastructure investments, suggests a renewed confidence in the cryptocurrency industry among venture capitalists. This optimism is fueled by expectations of potential regulatory changes with the new U.S. government administration.

2024 年第四季度，加密货币领域的风险投资总额达到 40 亿美元，共 687 笔交易，创下 2022 年第四季度以来的最高季度投资总额纪录。 其中基础设施赛道领先，其次是金融服务（部署金额达 9.7 亿美元）。Web3 项目的交易数量最多，为 141 笔，其次是 NFT/游戏，为 132 笔。交易和经纪投资从第一季度的 3.2 亿美元下降到第四季度的 1.61 亿美元。 各个赛道的交易分布表明风投重点正在发生变化： DeFi 保持稳定，共有 125 笔交易； 基础设施项目的交易数量（111 笔）低于其他类别，但占据了资金的最大份额； 数据和分析仍然具有选择性，只有 10 笔交易，而企业解决方案则有 18 笔交易。 本季度的融资强劲表现，尤其是在基础设施投资方面，表明风投对加密行业的信心重燃，因为市场预计新一届美国政府的监管可能会发生变化。

金色财经推出加密货币和区块链行业早报《金色早8点》第2568期，为您提供最新、最快的数字货币和区块链行业新闻。

香港一级市场加密资产端和二级市场资金端尚未完全迎来曙光，亟待后续推动和解决。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的游戏、DeFi、DAO、NFT和元宇宙行业新闻。

Nvidia 首席执行官，「AI 代理存在数万亿美元商机」。

以太坊 Pectra 升级预计在 2025 年第一季度实施。

智能代理通过融合 AI 与区块链技术，推动加密领域在金融、效率和用户体验上的全面创新，有望引领未来发展方向。

今日晚间推荐阅读：1.加密采用之路 下一个100倍机遇会出现在哪里；2.美国大选影响尚未被完全理解 也未被比特币计价；3.一文搞清 DeFAI、DeSci 和 DePIN 三大概念；

演员王星被骗至缅甸的事件在网络上引发广泛关注，一份聊天记录截图在社交媒体上广泛流传，截图中的群名为“富府专群 需方上押 14000u”