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According to CoinDesk, the European Securities and Markets Authority (ESMA) has published the first in a series of final reports on rules under the European Union's landmark Markets in Crypto Assets (MiCA) regulation. The report, which follows a consultation last year, includes proposals on information the regulator will require from firms for authorization under MiCA. It also outlines requirements for firms to establish intent to provide crypto services and intent to acquire crypto assets, as well as how service providers should address complaints. The ESMA submitted the report to the European Commission, the executive arm of the 27-member bloc, to be adopted and says it 'will provide further advice and technical guidance in this area if requested.' ESMA's third consultation package seeks public comment on proposed rules covering the detection and reporting of suspected market abuse in crypto assets, guidelines on policies and procedures for crypto-asset transfer services, and other measures until June 25. The European Banking Authority (EBA) has been consulting alongside ESMA on measures under MiCA since the package's finalization in 2023. MiCA rules for stablecoins are set to take effect in July, and the entire package will be implemented by all member states in December. MiCA regulates crypto issuers and service providers that want to operate in the EU, and allows for a single license that lets firms offer services in all member states.

To bolster the regulatory framework surrounding stablecoins, the European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) have collaborated to introduce new guidelines. The European Union (EU) financial regulators aim to enhance consumer protection and market integrity within cryptocurrency through the Markets in Crypto-Assets (MiCA) regulatory framework. EU... source: https://www.cryptopolitan.com/eu-financial-regulators-introduce/

The EBA released a final draft of regulatory technical standards outlining how issuers should respond to holder complaints source: https://blockworks.co/news/european-banking-authority-stablecoin-regulation

The European Banking Authority (EBA) published the draft rules on complaints handling procedures for issuers of Assets Referenced Tokens (ART) on March 13. EBA collaborated with the European Securities and Markets Authority (ESMA) to draft the regulatory technical standards (RTS). These regulatory standards are part of MiCA provisions on stablecoins. The European Banking Authority (EBA)... source: https://coinjournal.net/news/eu-publishes-final-draft-rules-on-complaints-handling-for-stablecoin-issuers/

欧盟已公布了针对稳定币发行者的投诉程序草案规则，这是其 MiCA（加密资产市场）监管框架下的一部分，这份草案规定了处理持有者投诉的具体指导原则和要求，旨在促进创新和公平竞争，同时确保零售持有者保护和加密资产市场的完整性。.据悉，该标准草案由欧洲银行管理局（EBA）与欧洲证券和市场管理局（ESMA）合作发布。（TheBlock）

欧盟银行监管机构发布了参考多种货币和资产的稳定币技术标准草案。这些标准是监管机构根据欧盟具有里程碑意义的加密资产市场（MiCA）监管制定和发布的几批标准之一。欧洲银行管理局（EBA）一直在与欧盟市场监管机构 ESMA 合作，根据 MiCA 法规制定规则。MiCA 监管重点关注对稳定币发行人的要求。虽然整个 MiCA 法规将于 12 月生效，但稳定币的法规将于今年夏天生效。

According to CoinDesk, the European Union's banking and markets regulators have released a set of draft technical standards for stablecoins that reference multiple currencies or assets. The standards are part of the EU's landmark Markets in Crypto Asset (MiCA) regulation. The European Banking Authority (EBA) has been collaborating with the EU's markets regulator, ESMA, to establish rules under MiCA. The publication is one of several batches the regulators will issue, and they are also consulting on other Regulatory Technical Standards (RTS). The RTS published outlines the requirements, templates, and procedures for complaints received by issuers of asset reference tokens (ARTs). Unlike stablecoins pegged to the value of a single currency like the euro or U.S. dollar, ARTs, such as Libra (later Diem) proposed by Meta a few years ago, can reference multiple currencies or other assets like cryptocurrencies. The MiCA regulation focuses heavily on requirements for stablecoin issuers. While MiCA as a whole is set to take effect in December, rules for stablecoins will come into force this summer. The regulators consulted on the draft standards between July and October last year.

달러 연동 스테이블코인 USDC 발행사 서클의 유럽연합(EU) 지역 규제 총괄 이사 패트릭 한센(Patrick Hansen)이 공식 블로그를 통해 "EU 암호화폐 규제법 미카(MiCA)의 스테이블코인 관련 규제 조항은 모순이 존재한다"고 지적했다. 이와 관련 그는 "미카법은 7가지 정량적·정성적 지표로 측정된 특정 기준을 초과한 법정화폐 기반 스테이블코인을 '중요한 스테이블코인'(significant stablecoins)으로 분류, EU 국가 개별 금융당국이 아닌 유럽은행감독청(EBA)의 감독을 받게 된다. 문제는 체제를 차별화하는 것이 이중 규제가 될 수 있으며, '중요도'를 분류하는 기준도 모순적이라는 것이다. 집중 규제를 받아야 하는 스테이블코인은 기준을 빠져나가고, 반대로 그렇지 않은 프로젝트가 피해를 볼 수 있다"고 설명했다.

The European Council issued a press release on January 18 declaring that the European Council and Parliament have reached a provisional agreement on certain aspects of a new anti-money laundering package to protect EU citizens and the EU’s financial system. Related Reading: Crypto Firms Now Included In EBA’s Latest Anti-Money Laundering Regulations Stricter Rules Will […] source: https://bitcoinist.com/crypto-eu-strikes-deal-to-crackdown-on-the-sector/

코인데스크에 따르면 유럽 의회와 이사회(27개 회원국 재무장관 회의체)가 암호화폐 기업이 1,000유로 이상 거래 고객에 대한 실사 조치를 의무적으로 수행하는 내용의 규제안 시행에 합의했다. 실사 대상에는 자체 호스팅 월렛을 이용한 거래도 포함된다. 앞서 유럽은행감독청(EBA)은 자금세탁방지 조치를 암호화폐 기업까지 확대 적용한다고 발표한 바 있다.