SWIFT Adopts Ripple’s Playbook — But Without Replacing Banks

SWIFT has announced a new global payments scheme to make cross-border transfers for consumers and small businesses as fast and predictable as domestic payments. The initiative, revealed on January 29, will launch in phases in 2026, with a minimum viable product planned for the first half of the year. More than 40 banks are already involved in developing the framework. At first glance, the announcement reads like a routine infrastructure upgrade source: https://beincrypto.com/swift-ripple-playbook-cross-border-payments/