Figure, a blockchain capital markets company, released its financial report for the fourth quarter and full year of 2025. According to BlockBeats, the company saw a substantial increase in its consumer loan market transactions, reaching $2.7 billion in the fourth quarter, marking a 131% rise compared to the same period last year. Net income for the quarter grew by 91% year-over-year, with adjusted net income increasing by 106% to $158 million. Net profit surged by 156% to $15 million.
For the entire year of 2025, Figure's net profit rose by 574% to $134 million, while net income increased by 49% to $507 million. The consumer loan market transactions for the year totaled $8.4 billion, reflecting a 63% growth.
Additionally, Figure's board has authorized a stock repurchase program, allowing the company to buy back up to $200 million of Class A common stock and blockchain common stock over the next 12 months.