Y Combinator, along with Base and Coinbase Ventures, has officially launched an innovative initiative called ‘Fintech 3.0’ as the financial landscape increasingly transitions onto blockchain technology and digital assets. This collaborative effort aims to support and accelerate the development of new financial solutions that leverage the capabilities of on-chain systems, reflecting a significant shift in how financial services and products are being conceptualized and delivered in a rapidly evolving digital economy.
source: https://www.coindesk.com/business/2025/09/23/y-combinator-base-and-coinbase-ventures-launch-fintech-3-0-as-finance-goes-on-chain