According to a recent report by Standard Chartered, decentralized finance (DeFi) is poised to significantly challenge traditional finance (TradFi) by the year 2028, with an anticipated influx of $2 trillion worth of tokenized assets. This projection highlights the potential for DeFi to revolutionize the financial landscape, as it leverages blockchain technology to create new opportunities for investment, lending, and financial transactions that may disrupt conventional banking systems and practices. The growing interest in tokenization not only promises to democratize access to financial services but also presents a formidable competitive threat to established financial institutions as they adapt to this rapidly evolving digital economy.
source: https://www.coindesk.com/markets/2025/10/30/defi-set-to-challenge-tradfi-with-usd2t-in-tokenized-assets-by-2028-standard-chartered