企业级数字资产平台Fireblocks的一份报告显示，90%的机构参与者正在其运营中使用或探索使用稳定币。该报告于5月15日发布，调查了295名来自传统银行、金融机构、金融科技公司和支付网关的高管。近一半（49%）的受访者表示，他们已经在支付中使用稳定币，23%的受访者正在进行试点测试，另有18%的受访者正处于规划阶段。
只有10%的受访机构表示他们尚未决定是否采用稳定币。
Fireblocks写道：“随着客户需求的加速和用例的成熟，稳定币竞赛已经成为避免过时的问题。”
机构受访者目前对稳定币的采用情况。来源：Fireblocks
由于传统跨境系统受到成本较高、延误和其他低效率的阻碍，稳定币已成为新兴市场企业对企业(B2B)环境中的战略解决方案。
报告发现，金融机构，尤其是传统银行，将跨境支付列为使用稳定币的首要任务。银行使用稳定币是为了获得竞争优势，减少摩擦并满足客户期望。
报告发现，58%的传统银行使用稳定币进行跨境支付，28%的银行使用稳定币进行收款。12%的银行使用稳定币来优化流动性，9%的银行将其用于商户结算。另有9%的银行将其用于B2B发票。
Fireblocks表示，银行将稳定币视为“现代化之路”。该公司表示，由于这些资产与法币挂钩，因此更容易将其整合到现有的财务工作流程中。此外，稳定币还能提供一种杠杆，帮助银行从金融科技公司手中夺回市场份额，并减少资金锁定。
传统银行的稳定币用例。资料来源：Fireblock
调查结果显示，银行利用稳定币在维持现有基础设施的同时重新获得跨境交易量。金融科技公司和支付网关利用数字资产获取利润和收入。
稳定币的主要优势。来源：Fireblocks
在调查受访者提到的好处中，更快的结算速度最为普遍，48%的受访者提到了这一点。
其他好处包括更高的透明度、更好的流动性管理、整合的支付流程、增强的安全性和更低的交易成本。
Fireblocks支付和网络高级副总裁Ran Goldi表示，稳定币的采用已经不再仅仅关注成本节约，现在被视为一种战略增长动力。
Goldi说：“我们的研究表明，90%的公司正在推进稳定币的实施，因为他们认为这是增长的关键杠杆。”
这位高管指出，主要激励因素包括拓展新市场、响应直接客户需求以及发掘新的收入机会。“稳定币已成为商业创新的推动力，而不仅仅是提高效率，”他补充道。
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