The End of the Term Deposit? How Onchain Liquidity Is Rewriting Savings Behavior, Explained Bitget Wallet CMO

The global savings architecture is shifting. Stablecoin supply surpassed $300 billion in September 2025, up 75% year-over-year (YoY). It came as users in emerging and developed markets redirected savings away from term deposits and toward on-chain instruments that earn yield without locking up funds. The structural tension at the center of this shift is not the interest rate source: https://beincrypto.com/stablecoin-yields-beat-banks-bitget-wallet/