TON-Based Protocol Affluent Wants to Make Telegram a Financial Super App

A TON-based money market protocol wants to make messaging platform Telegram a super app for decentralized finance (DeFi).Affluent, which will be accessed as a mini app within Telegram, has debuted as a kind of "smart bank for crypto," serving as a one-stop hub, providing lending pools and yield strategies, according to an emailed announcement on Monday.One of Affluent's co-founders is Justin Hyun, former director of the TON Foundation, which was formed to continue the development of the network when it was abandoned by Telegram in 2020.Along with his colleague Hyung Lee, co-founder of DeFi research and development project B-Harvest, Hyun said in the announcement that Affluent aims to make Telegram a "financial super app, using crypto to provide everyday savings to retail users and sticky liquidity for institutions source: https://www.coindesk.com/business/2025/06/16/ton-based-protocol-affluent-wants-to-make-telegram-a-financial-super-app