Andreessen Horowitz's crypto arm, a16z, argues that the term 'stablecoin' is becoming obsolete as digital dollars integrate into mainstream finance. According to BeInCrypto, the firm suggests that stability is now a prerequisite rather than a defining feature of these assets. In February 2026, stablecoins surpassed ACH in monthly volume, reaching $7.2 trillion compared to ACH's $6.8 trillion. a16z anticipates a shift towards terms like 'digital dollars' and 'on-chain assets,' reflecting their role in global payments infrastructure. The firm notes that money now behaves like software, embedded in consumer applications.