Crypto in Your Mortgage? Senate Bill Could Change How Loans Are Approved

Summary: What does the Senate bill mean for crypto and mortgages? The bill would require Fannie Mae and Freddie Mac to factor in digital assets when assessing mortgage applications. This means crypto holdings could count toward securing a home loan. It’s a step toward integrating crypto into the traditional financial system. Nicknamed the “Crypto Queen” on Capitol Hill, Senator Cynthia Lummis has introduced the 21st Century Mortgage Act, a Senate bill that aims to modernize the U source: https://news.shib.io/2025/07/30/crypto-in-your-mortgage-senate-bill-could-change-how-loans-are-approved/