XRP News: Ripple’s Brad Garlinghouse Says XRP ETF ‘Inevitable’ Before Year-End as Demand Surges

Key Insights:Ripple CEO Brad Garlinghouse expects the SEC to approve a spot XRP ETF before the end of 2025.Analysts forecast up to $8 billion in inflows within the first year, outpacing Ethereum ETFs.XRP demand is rising across CME futures, leveraged ETFs, and corporate treasuries.Technicals suggest a potential 21% rally toward $3.67, with $5 as a longer-term target.XRP ETF Approval “Inevitable”Ripple CEO Brad Garlinghouse told Bloomberg that approval of a spot XRP ETF is “inevitable,” adding that he expects the U.S. Securities and Exchange Commission (SEC) to approve some or all applications by year-end. ETF applications have already been filed by Bitwise, Franklin Templeton, and Canary. Garlinghouse also hinted that XRP could eventually be part of U.S. government reserves, alongside Bitcoin and other digital assets.Prediction markets back his optimism: Polymarket odds of approval jumped to 96%, up from just 65% earlier this year.Analysts See $8B Inflows in Year OneCrypto.com’s CEO predicts XRP ETFs will attract $8 billion in inflows in their first year, a figure echoed by JPMorgan. That would exceed Ethereum ETF inflows, which took more than a year to hit similar levels.This aligns with strong demand for XRP-linked products already in the market:CME XRP futures surpassed $1B in open interest within weeks of launch.Teucrium’s XXRP ETF holds $429M in assets.ProShares UXRP ETF has grown to $116M, despite leveraged ETFs usually trailing in size.Institutional & Corporate Adoption ExpandsXRP’s liquidity strength — over $6B in daily trading volume — is driving institutional adoption. Several firms are now adding XRP to their treasuries, including VivoPower ($100M purchase planned), Webus, Trident, and SBI Holdings.Meanwhile, the XRP Ledger (XRPL) is gaining traction in stablecoins and real-world asset tokenization:Ripple’s USD stablecoin (RLUSD) now holds $729M in assets.Tokenized assets on XRPL are near $300M, up 10% in the last month.Institutional integration is growing, with Hidden Road processing $10B in daily volume via XRPL.XRP Price Outlook and TechnicalsAt the time of writing, XRP trades near $3.02, consolidating above its 200-day EMA ($2.57). Technical signals point to a potential breakout:A descending wedge and bullish pennant pattern suggest upside momentum.A rebound to the year-to-date high of $3.67 (+21%) is the immediate target.A decisive break above $3.67 could open the way to $5, while a drop below $2.57 would invalidate the bullish setup.With ETF optimism rising, corporate treasuries buying XRP, and the XRP Ledger expanding into tokenization and stablecoins, analysts believe the fourth quarter could be pivotal. If SEC approval arrives by year-end, XRP may see both institutional inflows and a technical breakout to new highs.