Stablecoins and self-custody are driving the rise of crypto neobanks

The growing popularity of stablecoins, coupled with the increasing trend of self-custody solutions, is significantly contributing to the emergence and expansion of crypto neobanks, which are innovative financial institutions that operate within the cryptocurrency ecosystem and provide users with a wide range of digital financial services. With stablecoins offering a more reliable and less volatile medium of exchange compared to traditional cryptocurrencies, as well as the ability for users to maintain control over their private keys through self-custody methods, individuals are increasingly drawn to the benefits of using crypto neobanks for their banking needs, ultimately leading to a transformation in the way financial transactions and services are conducted in the digital age. source: https://www.coindesk.com/tech/2026/01/15/stablecoins-and-self-custody-are-driving-the-rise-of-crypto-neobanks