In a Feb. 22 thought experiment, Citrini Research envisions AI agents optimizing transactions 24/7 and zeroing in on the 2–3% interchange fee as a cost to eliminate, shifting payments to stablecoins on low-fee rails like Solana and Ethereum Layer 2s — a scenario that pressures Mastercard Incorporated and other card issuers as growth slows and interchange economics erode.
source: https://www.benzinga.com/crypto/cryptocurrency/26/02/50788580/mastercard-in-crosshairs-citrini-models-ai-agents-bypassing-interchange-as-stablecoins-threaten-card-economics?utm_source=cryptopanic.com&utm_campaign=partner_feed&utm_medium=referral