Figure's financial report: Net profit increased by 574% to $134 million in 2025; plans to repurchase $200 million worth of shares.

According to official news, blockchain capital markets company Figure released its financial report for the fourth quarter and full year of 2025. The company announced that its board of directors has authorized a $200 million share repurchase program. The report shows that the consumer loan market transaction volume reached $2.7 billion in the fourth quarter, a year-on-year increase of 131%; of which, the transaction volume on the Figure Connect platform was $1.5 billion, higher than the $1.1 billion in the third quarter. Net revenue increased by 91% year-on-year, and adjusted net revenue reached $158 million, a year-on-year increase of 106%. Net profit increased to $15 million, a year-on-year increase of 156%; the net profit margin reached 9.4%, an increase of 2 percentage points year-on-year. Adjusted EBITDA reached $81 million, a year-on-year increase of 426%; the adjusted EBITDA margin reached 51.6%, an increase of 31 percentage points year-on-year. As of the end of the quarter, cash and cash equivalents (excluding restricted funds and stablecoins) were $1.2 billion, and outstanding loans were $404 million. In 2025, the total transaction volume of the consumer lending market reached $8.4 billion, a year-on-year increase of 63%; of which Figure Connect's transaction volume was $3.8 billion. Net revenue increased by 49% year-on-year, and adjusted net revenue reached $515 million, a year-on-year increase of 52%. Net profit for the year was $134 million, a year-on-year increase of 574%; the net profit margin reached 26.5%, an increase of 21 percentage points year-on-year. Adjusted EBITDA was $251 million, a year-on-year increase of 148%; the adjusted EBITDA margin reached 48.8%, an increase of 19 percentage points year-on-year.