Entrepreneur Patrick Bet-David has proposed a model suggesting that XRP could reach a value of $100 if it manages to process approximately 5% of SWIFT's reported $5 trillion in daily transactions. According to NS3.AI, Bet-David highlights that SWIFT handles around $1.25 quadrillion annually, providing a context for the potential market size XRP could tap into.
The article further mentions the conclusion of the SEC lawsuit concerning XRP, which ended following a ruling in 2023 and the case closure in August 2025. This development is seen as a significant factor in XRP's market dynamics, potentially influencing its future valuation.