Congress is reportedly moving closer to permanently banning a Federal Reserve-issued digital dollar, according to TD Cowen. The current temporary ban, which runs through 2030, may be made permanent. Senator Ted Cruz has proposed an amendment to the 21st Century ROAD to Housing Act to enforce this ban, with the housing bill potentially facing a Senate vote as early as this week. According to NS3.AI, Jaret Seiberg from TD Cowen suggests that a permanent ban on a central bank digital currency (CBDC) would eliminate competitive uncertainty for stablecoin issuers. However, it might also provide lawmakers with another reason to delay passing the Clarity Act this year.