The US Senate passed a housing bill that includes provisions banning central bank digital currencies.

The U.S. Senate passed a housing bill by a vote of 89 to 10, which includes a clause prohibiting the Federal Reserve from issuing a central bank digital currency (CBDC) before the end of 2030. This clause stipulates that the Fed may not issue a CBDC or any digital asset substantially similar to a CBDC, directly or indirectly through financial institutions. The bill, officially titled the "21st Century Housing Act," is 302 pages long, with the CBDC ban at the end. Digital Chamber CEO Cody Carbone stated that financial privacy is the cornerstone of American freedom, and the decision to authorize a CBDC should be made by Congress and the American people. However, the bill's prospects in the House of Representatives remain uncertain. House members have indicated they may request amendments to the Senate version, particularly regarding the controversial clause limiting the number of homes that large investors, such as private equity firms, can own. Furthermore, President Trump recently stated that he will refuse to sign any bill until Congress passes voter verification legislation, adding uncertainty to this housing bill and other legislation, including the "Digital Asset Markets Clarity Act."