The U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) have jointly established a framework on March 17, 2026, classifying XRP as a digital commodity. According to NS3.AI, this decision places XRP among 16 digital assets with formal legal status under U.S. law. In Japan, XRP is included on the JVCEA Green List, and 20 member exchanges have listed it. Additionally, SBI Remit operates live XRP Ledger corridors for real-time transfers from Japan to Southeast Asian bank accounts. U.S. spot XRP ETFs have surpassed $1.5 billion in assets under management as of early 2026. The upcoming CLARITY Act, anticipated in late April, is expected to further solidify XRP's status as a commodity.