According to the official announcement, Binance's pledged lending platform has launched a regular lending product. Regular lending is an innovative fixed-term lending service, and users can set their own interest rates. Binance's regular lending provides users with a regular lending service with predictable costs/returns (for stablecoins). Users can set their own interest rates and lock in the cost of borrowing and the income from lending for a fixed period. The platform can effectively match the needs of borrowers and lenders. The regular lending platform adopts an over-collateralization system and supports multi-asset collateral to reduce the liquidation risk of borrowers. At the same time, the platform also has efficient automated processes, including automatic repayment and automatic renewal functions.