In recent months, there have been several discussions and debates regarding the international banking network SWIFT integrating Ripple’s XRP Ledger for real-time cross-border transactions. But how practical are these speculations? Can SWIFT actually onboard XRP Ledger to manage trillions in global transaction volume? We used a series of advanced prompts on OpenAI’s latest AI model to get a definitive answer and timeline. Latest Developments In The XRP and SWIFT Saga As of September 2025, the conversation around Ripple, XRP, and SWIFT has taken a fresh turn. SWIFT has been running trials with blockchain systems — including the XRP Ledger and Hedera — to test how distributed ledgers could plug into its cross-border payments infrastructure
source: https://beincrypto.com/swift-xrp-ledger-integration-probability/