BenPay DeFi Earnings launches four new products, enriching safe, stable, and value-added options.

On January 8th, according to an official announcement, BenPay DeFi launched four new earning tokens: Morpho USDC, Morpho USDT, Sky USD, and Ethena USDe. These new tokens are all carefully selected from DeFi protocols with on-chain verifiable mechanisms, encompassing various yield generation mechanisms. While the relevant yield data is publicly transparent, actual yield performance is affected by multiple factors, including on-chain interest rates, capital utilization, and the overall market environment, and will dynamically adjust as market conditions change. • Morpho USDC Earning Token: Managed by a professional institutional-grade vault, funds are allocated to compliant borrowers, with yields automatically increasing with interest, resulting in an annualized yield of approximately 3.79%. • Morpho USDT Earning Token: Efficiently matched using a smart algorithm, all lent funds are fully collateralized, and yields fluctuate with market demand, resulting in an annualized yield of approximately 3.58%. • Sky USD Earning Token: Supported by US Treasury bonds and on-chain lending, the deposit certificate is an accumulative asset whose value increases over time, resulting in an annualized yield of approximately 4.5%. • Ethena USDe Earnings: A futures-spot arbitrage strategy for steady growth, with an annualized return of approximately 5.1%. (Actual returns may fluctuate with market changes; the performance figures are for reference only.) This upgrade will complement BenPay's existing earning assets such as AAVE, Compound, and Solana, covering multiple yield mechanisms to meet users' different risk appetites and asset appreciation needs. Users can complete cross-chain operations, deposits, and redemptions through the unified BenPay portal.