Christopher Perkins, president of CoinFund and a former banker, published an article on the X platform criticizing a proposed cryptocurrency market structure bill currently under consideration in the US Senate that could restrict retail investors from receiving stablecoin rewards. As a member of the Commodity Futures Trading Commission's (CFTC) Global Markets Advisory Committee, Perkins stated that depriving retail investors of the right to stablecoin rewards is an inappropriate policy, especially given that income inequality remains a significant social issue. He questioned why policymakers would want to prevent ordinary investors from profiting from stablecoins, citing the existing GENIUS stablecoin bill in the US. Perkins suggested addressing banks' concerns about deposit and loan outflows by releasing regulatory capital and integrating blockchain technology, arguing that this would be a win-win solution.