Author: BTC_Chopsticks
A few hours ago, Binance Labs announced its investment in $USUAL, a decentralized stablecoin platform. This is not just an ordinary investment, but a major innovation in the field of stablecoins. Usual, with its unique design, may redefine the future of the stablecoin market.
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A new benchmark for decentralized stablecoins
@usualmoney is a decentralized stablecoin issuance platform, whose core product is stablecoin $USD0, pegged to real-world assets (RWA). Compared with traditional stablecoins, the innovation of $USUAL is: 1. User-led governance: Usual gives users more ownership and control through the governance token $USUAL, distributes 90% of the benefits to the community, and promotes fairness and decentralization. 2. De-banking risks: Traditional stablecoins such as USDT and USDC Relying on bank deposits, there is a risk of bank failure similar to SVB. Usual provides guarantees for $USD0 through short-term government bonds to avoid the uncertainty of the traditional banking system. How does $USUAL solve the three major pain points of stablecoins?
![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXeyFtjRpw2wEdZAFDhK7_lqV8czU1mgX1T0lZ9srCzljYKNy-4vHD60S24uxKpoo4aN-DJKrR3N4-DBhPjtHG_zHf2rSpFUX5hdBQtEVkizQtX4KM89okgX5H2f02teFL6D2HshbA?key=3mHrah7sWHBvPj1fhhyep2rW)
1. Users failed to share profits
Tether and Circle in 2023 The $USUAL model returns 90% of revenue to the community through the governance token $USUAL, while providing governance rights and liquidity incentives.
![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXfET8mqe5y8bh-dg5eckKFN4vEjaD8ORJQIX6GJ7liEGxe7eoc804Fdys30xd1YxZO02absoXvYjXph_HFgf2uPO847nGUWMU7OB8phdbnOJIBgTat2ztVMqoqAKA-Svz4mWfRcvQ?key=3mHrah7sWHBvPj1fhhyep2rW)
2. RWA growth is out of touch with DeFi
The real world asset (RWA) market is expanding rapidly, but DeFi There are less than 5,000 mainnet holders in the field. $USUAL integrates RWA into its stablecoin ecosystem to enhance user participation and promote the integration of DeFi and RWA.
3. Bank risk and stability issues
Fiat-backed stablecoins rely on the bank's partial reserve model and are vulnerable to fluctuations in the banking system. $USUAL's $USD0 stablecoin is fully collateralized by short-term treasury bonds and has a strict risk policy and insurance fund, providing greater stability and security.
$USD0 is a US dollar-pegged stablecoin launched by $USUAL, designed for payments, transactions, and collateral, suitable for retail users and DeFi communities.
![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXcRJWq2QGBFHHPiS0icQ5U8I9dxTYMyFdS5kx-sI5u9Lnl5TneqnRNfhhi4F fCgVtHeWN3M_EDJ0yk2AY2RtPlhYegEoc3l4R3CRpPiMdzKX_9s8Iwwd_LW_6U0JCej6JNBANasMg?key=3mHrah7sWHBvPj1fhhyep2rW)
Key features of $USD0
Transparency: Reserve assets visible in real time.
Security: Fully backed by U.S. Treasuries, no bank risk.
Composability: Permissionless liquidity integration, suitable for seamless integration with DeFi.
Efficiency: Full collateralization to ensure stability.
The Holy Trinity of Stablecoins: $USUAL’s Revolutionary Model
$USUAL’s decentralized model combines liquidity, yield, and composability to inject new vitality into the stablecoin ecosystem. Binance's investment is not only a recognition of the $USUAL model, but also marks a major turning point in the stablecoin space.
Conclusion:
As the demand for stablecoins continues to grow, $USUAL's innovative model has injected new possibilities into the market. By introducing decentralized governance, short-term treasury bond collateral, and revenue sharing, $USUAL is redefining the future of stablecoins. For users who are looking for security, transparency, and sustainable development in the stablecoin space, $USUAL is undoubtedly a project worth paying attention to.