Imagine that the real world beneath our feet is like a mainnet that has been running for hundreds of years: there are stores, factories, bonds, stocks, logistics systems, and countless companies running on this mainnet. However, the operating efficiency of this main network has long been overwhelmed: financing procedures are cumbersome, cross-border payments are expensive, asset circulation cycles are long, and intermediaries take commissions at every level. It is very similar to the era when Ethereum did not have Layer2 added - congested, slow, and expensive.
And now, RWAplus stablecoins, it is like building a new layer of
“Layer2”extended network for the main network of the real economy.
1. The second layer is not a replacement but a speed-up
Let’s talk about what“Layer2”
is? In the blockchain world, Layer2 is an acceleration layer built on the main chain, such as Arbitrum and Optimism, which make the originally congested and expensive Ethereum transactions fast and cheap.Corresponding to the real economy, if we regard the traditional financial system——including commercial banks, payment networks, trading systems, and clearing systems——
as the main chain of the real economy, then “RWA+stablecoin” is its Layer2 is not to replace the original system, but to make all the key actions such as asset confirmation, financing transactions, and dividend payments enter a new track of second-level response and global circulation without changing the main chain rules.2.Why do we say RWA+Stablecoin is"Layer2"?
Why do I say this? It is because there are several key features——
First, it is anchored
Every transaction of Layer2will eventually return to the main chain for settlement, and the same is true for RWA
. Whether it is a piece of real estate, an account receivable, or a U.S. debt income, these real-world assets are essentially still anchored in real laws and physical existence. You can't create them out of thin air, nor can you get rid of offline supervision.So it is not a virtual game, but a real-world asset“scanon the chain, and then add a stable currency to complete the closed loop of payment, dividends and transactions.
Second, it has an independent market and new ways of playing
AlthoughRWAis anchored to the mainnet assets, the way of playing on the chain is completely different. You can split the revenue from a photovoltaic power station into 10million tokens and rent them to different users by the hour. You can put the warehouse receipts of a cold chain warehouse on the chain and use them as collateral for cross-border loans. You can even convert the future box office revenue of a filmIPinto revenue tokens and sell them to fans and investors.
This is the charm of Layer2——It is built on the main network, but has an independent market structure, a richer asset combination method and more flexible financial logic. Stablecoin is the “settlement fuel” in Layer2, which allows assets to flow freely, profits to be automatically distributed, and transactions to be transparent throughout the process.
3. What does the second floor mean to different characters?
For enterprises, “RWA+stablecoin” provides a“light asset financing”channel. You no longer need to wait for 90 days of account period, no longer be charged by intermediaries, and no longer be limited to the local market. As long as you have real assets, you can obtain financial support on a global scale through asset tokenization + stablecoins.
For investors, this is a transformation from“only investing in stocks and bonds”
to“the whole world can invest You can invest in power plants in the Philippines, data centers in Dubai, logistics warehouse receipts in Singapore, and farmland income in Argentina. - Every sum of money goes in and out through stablecoins, as fast as swiping a card. For regulators, RWA puts assets on the chain and leaves data traces, while stablecoins provide a monitorable payment path. Compared with traditional underground funding pools and shadow banks, the "RWA+" system of "Stablecoin" is more controllable, transparent and easier to audit.4. A new link: assets" leaf="">"
RWA
is the real economy“
scanner
is the real economy
”RWA
is the real economy
Imagine a scenario: a small or medium-sized port operator tokenizes the berth rental income for the next three years and launches it on the
RWAplatform; a group of digital investors in Singapore use USDCto subscribe to these income tokens, and the platform automatically transfers the income back to the wallets of each investor in stablecoins; the whole process has no bank intermediaries, no high handling fees, and all clearing and settlement are done on the chain. If this isn’t Layer 2 of the real economy, then what is it?Conclusion: The future economy will no longer be "On the chain"
“ how to make cross-border payments ” , but each income is issued in stable currency by default; no longer wait for the financial infrastructure to be updated, but use “ RWA+ stable currency” to build a set of “ text="">Lighter, faster, more versatile”New Finance.
If the past few decades were about “ the Internet built information highways ”
, then now is “ stable coins and Building Layer2” for value. This new link is quietly changing the underlying logic of global finance, and the upgrade of the economic agreement has just begun.An American visitor lost over $123,000 in crypto after being drugged and abducted by a fake Uber driver in London’s West End—a stark reminder of the importance of personal and crypto security.
KikyoArgentina’s government suddenly closed the investigation into the Libra cryptocurrency scandal involving President Milei and his sister, despite public concern and complaints. The criminal case continues, but the task force was shut down amid political backlash, leaving questions about transparency and the future of crypto regulation in the country.
WeatherlyGoogle has launched AI Mode in Search for US users, enabling direct AI interaction for complex queries. Despite legal challenges and growing competition, Google is strengthening its AI-driven approach to maintain search dominance.
CatherineBrave has launched its own .brave blockchain domain to make using crypto and Web3 easier. These domains can be used for payments, websites, and digital IDs, and will work directly inside the Brave browser.
WeatherlyUnicoin and its top executives were charged by the SEC for misleading investors and raising over $100 million with false claims about crypto-linked investments. The company said its products were backed by valuable real estate, but the SEC claims this was untrue and is now seeking penalties and bans.
AnaisBitcoin briefly hit a record $110,000 after surpassing $109,000, sparking renewed optimism that the rally is not over. Driven by macroeconomic tailwinds, institutional inflows, and growing risk appetite, analysts say this could be just the beginning. Can Bitcoin keep defying expectations and climb even higher?
CatherineBraden Karony, ex-CEO of SafeMoon, was found guilty of fraud and money laundering after using investor funds for personal gain. The jury ruled he misled people about the crypto project’s safety and locked funds.
WeatherlyHong Kong’s Legislative Council has passed the Stablecoins Bill, paving the way for licensed fiat-backed stablecoin issuers by year-end. As global economies grapple with regulation, Hong Kong is moving swiftly to position itself as a leading Web3 hub in the digital finance race.
KikyoOpenAI has bought Jony Ive’s startup io for $6.5 billion to help design new AI-powered hardware. The deal brings together top product design and AI to explore devices beyond the smartphone.
JoyMitroplus Labs founder Festo Ivaibi was abducted on 17 May and forced at gunpoint to transfer $500,000 in crypto. The firm says Uganda has seen over 48 similar, often unreported, attacks—part of a growing global trend of crypto-linked kidnappings and extortion.
Kikyo