Stablecoins in B2B Payments: Benefits and Challenges

Stablecoins present notable advantages for business-to-business cross-border payments, such as instant settlement, continuous availability, and programmable treasury features. According to NS3.AI, despite increasing transaction volumes and evident benefits over conventional banking systems, the widespread adoption of stablecoins faces hurdles related to regulatory compliance, redemption reliability, and reputational concerns. Market participants and regulators are actively engaged in resolving these issues, indicating a gradual yet cautious expansion in the use of stablecoins for business payments.