From the very beginning, Garlinghouse noted, Ripple has engaged directly with regulatory bodies and collaborated with regulated entities like banks, creating an environment free from regulatory uncertainty. This strategic approach, he explained, has contributed significantly to XRP’s strong performance. Garlinghouse pointed out that many investors are recognizing the potential of XRP, asking whether it could be “the next Bitcoin.” However, he stressed that Ripple’s goal has always been to work within the existing financial system rather than against it
source: https://coindoo.com/ripple-ceo-xrp-is-solving-a-trillion-dollar-problem/