Odaily星球日报讯 数字资产金融服务集团 HashKey Group 消息，该集团与博时基金（国际）有限公司合作的港元及美元货币市场 ETF 代币化方案目前已获得香港证监会的批准，即将在 4 月正式发行。这将是全球首支代币化货币市场 ETF，将传统低风险的货币市场基金与区块链技术深度结合。

According to Cointelegraph, the European Insurance and Occupational Pensions Authority (EIOPA) has proposed a stringent regulation requiring insurance firms to maintain capital equivalent to their crypto holdings. This measure aims to mitigate risks for policyholders and sets a higher standard compared to other asset classes like stocks and real estate, which do not require full backing. EIOPA's Technical Advice report to the European Commission on March 27 suggests a 100% haircut in the standard formula for crypto assets, citing their inherent risks and high volatility. The proposal seeks to address a regulatory gap between the Capital Requirements Regulation and Markets in Crypto-Assets Regulation (MiCA), as the current EU framework for insurers lacks specific provisions for crypto assets. EIOPA presented four options for the European Commission's consideration: no changes, an 80% stress level, a 100% stress level, or a broader consideration of tokenized assets. EIOPA favors the third option, arguing that an 80% stress level is insufficiently prudent, while a 100% stress aligns with transitional treatment approaches under CRR. The 100% stress level assumes crypto asset prices could fall entirely, with diversification failing to mitigate this risk. EIOPA highlighted past declines in Bitcoin and Ether, which fell 82% and 91%, respectively. This approach contrasts with capital charges for stocks, ranging from 39% to 49%, and real estate, at 25%, as per the Commission Delegated Regulation 2015/35. EIOPA believes a 100% capital charge for crypto asset-related insurance undertakings would not be overly burdensome and would not impose material costs on policyholders. The capital requirements aim to fully capture crypto asset risks, positively impacting policyholder protection. Despite the immaterial share of crypto asset-related insurance undertakings, accounting for just 655 million euros or 0.0068% of all undertakings in Europe, EIOPA emphasizes the high-risk nature of crypto investments, which could result in total value loss. Luxembourg and Sweden are expected to be most affected by the proposed rule, with these countries accounting for 69% and 21% of all crypto asset-related exposures among insurance undertakings. Ireland, Denmark, and Liechtenstein also have notable exposures. Most of these undertakings are structured within funds, such as exchange-traded funds, and held on behalf of unit-linked policyholders. EIOPA acknowledges that broader crypto asset adoption may necessitate a more differentiated approach in the future.

According to PANews, the inaugural recording of the 'East-West-Tech' series, hosted by PANONY and Web3.com Ventures, took place at 11 a.m. UTC+8. The event featured a deep dive into stablecoins and other trending topics within the cryptocurrency industry. Participants engaged in a comprehensive dialogue spanning 12 time zones, examining how stablecoins are reshaping the financial system. The discussion also highlighted emerging innovations within the industry and anticipated future challenges. The session was marked by sharp insights, intense debates, and in-depth industry analysis, reflecting the dynamic nature of the crypto market.

Odaily星球日报讯 据链上分析师 Ai 姨监测，疑似 DWF Labs 做市地址于 11 小时前将 1335 万枚 MOVE（价值 660 万美元）充值进了 Ceffu，暂时不会流入市场。 此前消息，MOVE 财库地址 3 月 26 日向 DWF Labs 关联地址转移 1335 万枚代币，价值 723 万美元。

The European Union’s insurance authority has proposed a blanket rule that would mandate insurance firms to maintain capital equal to the value of their crypto holdings as part of a measure to mitigate risks for policyholders. The new proposal — made by the European Insurance and Occupational Pensions Authority in a Technical Advice report to the European Commission on March 27 — would set a far stricter standard than other asset classes, such as stocks and real estate, which don’t even need to be half-backed. “EIOPA considers a 100% haircut in the standard formula prudent and appropriate for these assets in view of their inherent risks and high volatility,” it said in a separate statement. Such a measure would fill a regulatory gap between the Capital Requirements Regulation and Markets in Crypto-Assets Regulation (MiCA), EIOPA said, noting that the European Union’s regulatory framework for insurers currently lacks specific provisions on crypto assets source: https://cointelegraph.com/news/eu-watchdog-eiopa-insurance-crypto-assets-100-percent-stress-factor?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

Odaily星球日报讯 据 SoSoValue 数据，加密市场板块多数回调，SocialFi 板块连续两日上涨，其中，Toncoin（TON） 24 小时上涨 8.53%。此外，连涨四日的 Meme 板块今日迎来回调，24 小时下跌 2.77%，Dogecoin（DOGE）、OFFICIAL TRUMP（TRUMP） 、Bonk（BONK） 、Shiba Inu（SHIB）分别下跌 2.38%、2.94%、3.24%、4.25%。 其他板块方面，CeFi 板块 24 小时上涨 1.35%，其中，Binance Coin（BNB）上涨 1.71%、Cronos（CRO）上涨 12.70%；Layer1 板块上涨 0.54%，Sui（SUI）上涨 3.01%；DeFi 板块下跌 0.06%，但 Aave（AAVE） 、Sky（SKY）分别上涨 3.06%、9.58%；RWA 板块下跌 1.19%，板块内，Maker（MKR）、Plume（PLUME）相对坚挺，分别逆势上涨 3.50%、2.04%；Layer2 板块下跌 1.76%，PayFi 板块下跌 1.90%，其中，Safe（SAFE）盘中冲高 11.11%。 与此同时，反映板块历史行情的加密板块指数显示，ssiSocialFi、ssiCeFi 指数 24 小时分别上涨 7.50%、1.47%，ssiSocialFi 的周回报率已经达到 11.50%。

Odaily星球日报讯 北京时间 3 月 28 日，波场 TRON 创始人、火币 HTX 全球顾问孙宇晨登上《福布斯》英文版封面。《福布斯》以《帮助特朗普家族赚得 4 亿美元的加密亿万富翁》为题对孙宇晨进行了采访报道，称孙宇晨“正在通过波场 TRON 平台加速构建一个全球支付系统，其用户已达 3 亿人，并且还在不断增长。” 孙宇晨是继马云后又一位登上《福布斯》英文版封面的中国企业家。在加密交易所领域，他则是 CZ、SBF、Brian Armstrong 之后的第四人。作为全球顾问，孙宇晨领导下的火币 HTX 近期入选了《福布斯》评选的 2025 年最值得信赖的加密交易所。在 X 平台上孙宇晨表示，“从远见卓识到全球领军——非常荣幸能够登上《福布斯》封面。”

据官方公告，币安理财将于 2025 年 3 月 28 日 10：00（UTC）至 6 月 28 日 09：59（UTC）期间新增 Starknet（STRK）锁仓产品，提供 7 天期 7.9%、15 天期 14.9%、60 天期 29.9%三档年化收益。用户需通过先到先得方式完成锁仓订阅，最低起投 1STRK。 （本条快讯由AI辅助生成）

According to Foresight News, Panama has unveiled a proposed cryptocurrency bill aimed at regulating digital currencies and promoting blockchain-based services. The draft legislation establishes a legal framework for the use of digital assets, sets licensing requirements for service providers, and includes stringent compliance measures aligned with international financial standards. Digital assets are recognized as a legitimate means of payment, allowing individuals and businesses to freely negotiate their use in commercial and civil contracts. The bill explicitly authorizes the use of cryptocurrencies such as Bitcoin, Ethereum, and stablecoins for purchasing goods, paying for services, and settling debts, provided both parties agree.

According to BlockBeats, the CME's "FedWatch" tool indicates an 87.8% probability that the Federal Reserve will keep interest rates unchanged in May. There is a 12.2% chance of a 25 basis point rate cut.

Monkey-themed meme coins are surging as South Carolina residents secure their homes after 43 monkeys escaped a Yemassee research facility. Though used in vaccine development and not a public health risk, the incident has ignited memes, conspiracy theories, and nostalgia for Hollywood’s primate escapades.

MonkeyBit completed a $2 million seed funding round and launched a global ambassador recruitment programme this month. Aiming to build the next Web3 social amusement ecosystem, MonkeyBit plans to release its $MONK token in Q3. Will you go bananas for these monkeys?