BNB Chain 开发者团队发布说明称，BAP（BNB Application Proposals）的目标在于让应用层更加一致、具备更强互操作性，并降低开发门槛。通过共享标准，生态可实现更快的开发速度、更简洁的集成方式、更好的开发者体验，并减少一次性实现。官方介绍，BAP 可覆盖现有代币标准扩展、身份与钱包规范、链外数据约定、dApp/代理/协议接口，以及 BNB Chain 智能合约最佳实践。BAP 将遵循 BEP-1 所定义的流程，包括创意讨论、草案提交、社区与编辑评审，最终被采纳为官方标准。

Aave founder Stani.eth has announced plans to gradually discontinue the Family iOS wallet. According to Foresight News, Family Accounts will continue to serve as infrastructure supporting the Aave App. Additionally, Aave Labs will cease using the Avara umbrella brand, which included the Family and Lens brands. The Lens brand is now managed by Mask. Aave stated that this decision aims to concentrate resources on enhancing the Aave brand's visibility and refocusing on its DeFi business.

英国最大比特币财库公司 Smarter Web Company 已于 2 月 3 日正式在伦敦证券交易所主板市场上市，股票代码为 SWC。上市首日股价报 43 便士，对应市值约 1.18 亿英镑。公开资料显示，Smarter Web Company 目前共持有 2,674 枚比特币，平均购入价格约为 11.1 万美元，是英国持币规模最大的比特币财库型上市公司。

Inaugural modular lending debuts on Flare with FXRP as Morpho breaches $10 billion in total value locked. source: https://dailycoin.com/xrp-debuts-modular-lending-on-flare-whats-coming-up/?utm_source=cryptopanic&utm_medium=rss

Economist and gold advocate Peter Schiff announced on social media that gold prices have surged past $5,000. According to ChainCatcher, traders who shorted gold last week may face challenges. Meanwhile, Bitcoin's price has fallen to $76,000, equivalent to 15 ounces of gold, marking a 59% decline from its peak in November 2021. In terms of gold valuation, Bitcoin is experiencing a long-term bear market. Peter Schiff, known for his long-standing support of gold and criticism of Bitcoin, has consistently maintained a negative stance on cryptocurrencies.

a16z 普通合伙人 Guy Wuollet 于 X 发文表示，a16z 将领投预测市场终端 Kairos 的 250 万美元种子轮融资，后者将为专业交易者提供最快的预测市场交易服务。

The move comes amid ongoing tensions with Aave DAO over which entity ultimately controls the Aave lending protocol. source: https://www.theblock.co/post/388342/aave-labs-sunsets-avara-umbrella-brand?utm_source=rss&utm_medium=rss

The three major U.S. stock indices experienced a decline. According to Ming Pao, the Hong Kong ADR Index, when adjusted proportionally, indicates that the Hang Seng Index is expected to open 86 points lower this morning, at 26,748 points. The night session closed with a drop of 228 points, ending at 26,590 points.

Hong Kong's Purchasing Managers' Index (PMI) for January increased to 52.3, marking a 0.4 rise from the previous month and reaching a two-month high. According to RTHK, the index has remained above the 50 mark for six consecutive months, indicating ongoing improvements in the business environment. S&P Global noted that the rise in new orders has accelerated business activity expansion. The growth rate of new export orders reached its fastest pace in nearly three years, reflecting a broader increase in sales. Despite a significant rise in raw material prices, companies have adjusted their output prices, though the rate of increase has slowed. Purchasing activities have become more active as backlogged orders increase, suggesting that business activity will continue to grow in the first quarter. However, companies remain cautious about their business outlook for the coming year due to concerns over U.S. trade policies, intense market competition, and a sluggish global economy, which may pressure future production performance. Nonetheless, several companies have expressed confidence in the sustained prosperity of the local economy.

Kraken 母公司 Payward 今日公布 2025 财年财务业绩，并进一步明确其作为统一基础设施层的定位，为旗下包括 Kraken、NinjaTrader、Breakout、xStocksFi 在内的多款产品提供底层支持。Payward 表示，其基础设施通过“一个全球流动性池、一套风险与保证金引擎、一体化抵押与结算系统，以及统一的合规与牌照框架”，使不同产品能够在共享底座上，分别适配不同客户群体、监管环境与使用场景。财务数据方面，Payward 2025 财年实现调整后营收 22 亿美元，同比增长 33%；调整后 EBITDA 为 5.31 亿美元，同比增长 26%；平台全年交易量达 2 万亿美元，同比增长 34%；平台资产规模 482 亿美元，同比增长 11%；有资金账户数达到 570 万个，同比增长 50%。其中，受 NinjaTrader 与 Breakout 整合推动，期货 DART 指标同比增长 119%。Payward 指出，2025 财年为公司在规模、盈利能力及长期发展雄心上奠定了新的基准。

在围绕移民执法问题的僵局中，特朗普顶住反对压力，签署了与参议院民主党人协商达成的拨款法案，美国联邦政府部分停摆于周二深夜宣告结束。

OpenClaw和Moltbook这一周的闹剧，真正的价值不是让我们害怕 AI，而是逼我们认真建设“行动互联网”的秩序。

凯文·沃什提名下任美联储主席代表美联储政策的渐进调整，而非革命性变革。他的背景确保了对危机的应对能力，但结构性约束限制了激进改革。

金色财经推出加密货币和区块链行业早报《金色早8点》2957期，为您提供最新、最快的数字货币和区块链行业新闻。

加密市场,全网近半亏损 本轮下跌为何让聪明钱都怕了？ 金色财经,目前的市场状态非常明确：全面避险。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的MEME、DeFi、DAO、NFT和元宇宙行业新闻。

金钱储存着我们未来的选择，要仔细选择货币单位，并警惕任何能够印钞超过你收入的人。

公安部近期发布《网络犯罪防治法（征求意见稿）》，标志着对加密货币及相关Web3活动的监管从行政通知升级为国家法律，监管重点转向刑事治理。

SpaceX,Elon Musk,SpaceX 吞下 xAI 马斯克的万亿「内循环」 金色财经,一场人类史上最大的资本套利。

纳斯达克、纽交所官宣布局 24/7 全天候交易、DTCC 发行代币化证券，传统金融巨头的一系列积极动作，标志着金融市场基础设施正迎来结构性变革。