XRP Trades Near $1.41 Amid Institutional Adoption

As of May 2026, XRP is trading around $1.41, sparking interest among small investors and global institutions, according to BeInCrypto. Despite the enthusiasm, current calculations suggest more moderate growth scenarios, with XRP's market capitalization at approximately $87 billion and over 61.8 billion tokens in circulation. Institutional interest is evident, with spot ETFs tied to XRP recording positive inflows totaling nearly $157 million this year. However, projections from Standard Chartered and AI models like ChatGPT suggest XRP may reach $2.80 by year-end, indicating a more tempered outlook.