Stripe Expands Subscription Options with Stablecoin Payments from Over 400 Supported Wallets for US Companies

Stripe Enables US Businesses to Accept Stablecoin Subscriptions Across Multiple Blockchains

Businesses in the United States can now accept recurring payments in stablecoins, as Stripe rolls out a new subscription feature supporting USDC on Ethereum, Polygon, Base, and Solana.

The fintech firm also allows USDP on Ethereum and Solana, and USDG on Ethereum, giving companies a broad selection of digital assets for regular payments.

This initiative builds on Stripe’s earlier introduction of stablecoin accounts across 101 countries and the expansion of its Optimized Checkout.

Customers can pay from over 400 supported wallets, signalling Stripe’s push to normalise crypto in everyday business transactions.

How Does Stripe Simplify Recurring Crypto Payments

Stripe’s new system relies on smart contracts to remove the friction traditionally associated with crypto subscriptions.

Customers can save their wallets as preferred payment methods and authorise recurring debits without re-signing contracts.

Jennifer Lee, Head of Product and Crypto Payments at Stripe, explained that the platform currently only supports subscription payments in USDC on Base and Polygon, while on-chain friction has been solved through custom smart contracts.

Firms such as AI company Shadeform have already migrated roughly 20% of their payment volume to stablecoins, benefiting from lower transaction costs and instant settlement.

The platform supports a maximum of $10,000 per transaction and $100,000 per month, limiting large-scale applications.

Merchants can still receive fiat settlements automatically through Stripe’s integrated billing system, and the feature is compatible with Elements, Checkout, the Payment Intents API, and Payment Links, also supporting one-off payments.

Connect platforms allow crypto payments for all charge types, provided each connected account enables a crypto payment method.

Why Stablecoins Could Change Cross-Border Payments

Stripe’s expansion into stablecoin subscriptions comes at a time when global payments remain costly and slow.

Alex Mashrabov, CEO of Higgsfield, stated that stablecoin payments help reduce revenue costs for international transactions and attract tech-forward users who may lack access to conventional payment systems.

Will Gaybrick, Stripe’s President, reinforced this view:

“With the advent of stablecoins and AI, we’re at the dawn of a new online economy. And we’re relentlessly focused on channeling its many opportunities to help our customers grow.”

The feature allows users to manage both fiat and stablecoin subscriptions directly from their Stripe dashboard, streamlining operations for global enterprises.

Open Issuance Expands the Stablecoin Ecosystem

Stripe also showcased Open Issuance at its annual Stripe Tour New York, a platform allowing businesses to launch and manage their own stablecoins with minimal coding.

Zach Abrams, CEO of Bridge, noted that Open Issuance lets firms build on top of stablecoins they control, offering customised solutions that directly benefit businesses and consumers.

Stripe has partnered with Microsoft Copilot, Replit, Anthropic, Lovable, Manus, Perplexity, and Vercel to test these tools in real-world scenarios, preparing enterprises for “agentic commerce,” where AI-driven systems handle transactions autonomously.

Stablecoins Offer Stability and Efficiency in Transactions

In a market often challenged by price volatility, stablecoins like USDC provide reliable value, enabling businesses to explore greater liquidity and faster digital payments.

Stripe’s system allows for seamless wallet integration and cross-border transactions, particularly benefiting SaaS and Web3 enterprises that generate a significant portion of revenue internationally.

According to RWA.io, the stablecoin market now exceeds $293 billion in total market cap, with monthly transfer volumes reaching $3.7 trillion and over 29 million active addresses, highlighting the growing potential for stablecoin-based payment systems.

Regulatory Oversight and Future Expansion

Stripe is also pursuing federal oversight, with its subsidiary Bridge applying for a national bank trust charter from the US Office of the Comptroller of the Currency.

This positions Stripe alongside Circle, Ripple, and Paxos in seeking a regulated framework for stablecoins, potentially paving the way for broader adoption and integration with traditional financial systems.

Stablecoin Subscriptions Could Redefine Digital Payments

Stablecoin subscriptions open new possibilities but also pose challenges in adoption and regulation.

Coinlive observes that while Stripe has made integration seamless, restrictions on transaction amounts and geographic limits highlight that mainstream scalability remains constrained.

The success of this initiative will hinge on both security audits for smart contracts and wider regulatory clarity.

Businesses may benefit from reduced costs and instant settlement, yet the reliance on USDC and limited blockchain coverage could slow widespread adoption.

Nevertheless, this move signals a deliberate effort to merge traditional recurring payments with the efficiency of blockchain, testing whether stablecoins can truly become a foundational pillar in digital commerce.