Military actions by the United States and Israel against Iran last weekend have heightened global geopolitical risks, leading to a noticeable increase in risk premiums. According to Ming Pao, the Hong Kong stock market has been affected, with the Hang Seng Index dropping 1,309 points, or approximately 5%, in the first four trading days of this week. The author has previously shared insights since September last year, suggesting that valuations for both Hong Kong and U.S. stocks were relatively high. Consequently, new funds have been consistently allocated to Hong Kong dollar fixed deposits, interest-increasing savings accounts, or money market funds, preserving purchasing power for potential opportunities during market downturns, although no action has been taken yet. In light of significant global changes, the author believes it is best to follow guidance from reliable investment experts. Therefore, an interview was conducted with Tsang Man-chung, the Head of Investment Strategy at Amundi Private Bank's Hong Kong branch, which will be featured in next Monday's cover story of 'Money Monday.' Further details will be provided in the upcoming publication.