Stablecoin Transactions Surpass ACH Network Volume in February 2026

Stablecoin transactions reached a significant milestone in February 2026, with monthly volumes hitting $7.2 trillion, surpassing the $6.8 trillion processed by the U.S. Automated Clearing House (ACH) network. According to ChainCatcher, Artemis data highlights the growing role of stablecoins as a global payment infrastructure, offering transactions without the need for banks, operating across weekends, and transcending borders. In March, stablecoin transaction volumes continued to rise, reaching $7.5 trillion. During the first quarter of 2026, the total supply of stablecoins amounted to $315 billion, accounting for 75% of the total cryptocurrency transaction volume. Analysts from Standard Chartered Bank predict that by 2028, the total market capitalization of stablecoins will reach $2 trillion. The head of content at trading firm GSR warns that banks and fintech companies that overlook the explosive growth in this sector may face significant challenges.