Understanding On-Chain Crowdlending in 2025: Insights from the 8lends Platform

On-chain crowdlending has become one of the most successful real-world uses for decentralized finance, bringing transparency, automation, and global accessibility to lending markets. In 2025, platforms like 8lends are establishing a new type of financial ecosystem where businesses and projects can access credit more easily, and investors can earn solid returns. 8lends currently offers interest rates of up to 25%. In less than a year, the platform has raised over $5M, and $814K has been repaid to 1203 investors source: https://beincrypto.com/8lends-platform-insights-2025/