Who Actually Uses XRP? Separating Reality From Narrative

Few cryptocurrencies are as polarizing as XRP. Critics across the crypto and DeFi ecosystem often claim XRP has no real utility. They argue it exists mainly as a speculative asset with limited real-world use.   At the same time, XRP maintains one of the largest and most vocal communities in crypto – The XRP Army source: https://beincrypto.com/who-actually-uses-xrp-utility-banks-holders/