U.S. FDIC proposes first U.S. stablecoin rule to emerge from GENIUS Act

The United States Federal Deposit Insurance Corporation (FDIC) has announced a proposal for the country's first regulatory framework governing stablecoins, marking a significant milestone as it emerges from the provisions laid out in the Generating Inclusive and Innovative Technology for the United States Act, commonly referred to as the GENIUS Act. This proposed rule aims to establish clear guidelines for the issuance and management of stablecoins, which are digital currencies designed to maintain a stable value by pegging them to a reserve asset, such as the U.S. dollar. The move is part of a broader effort by federal regulatory bodies to provide a structured approach to the rapidly evolving cryptocurrency market while ensuring consumer protection and financial stability. source: https://www.coindesk.com/policy/2025/12/16/u-s-fdic-proposes-first-u-s-stablecoin-rule-to-emerge-from-genius-act