According to Cointelegraph, the Consumer Financial Protection Bureau (CFPB), a financial regulatory body in the United States, has finalized its rules concerning the 'Larger Participant' criteria for digital payment platforms. Notably, the transfer of crypto assets has been excluded from this rule. The finalized regulation applies to digital wallets like Apple Pay and centralized peer-to-peer payment services, but only for transactions conducted in US dollars. The CFPB clarified that the definition of 'annual covered consumer payment transaction volume' is limited to transactions in US dollars, thereby excluding digital asset transfers, including cryptocurrencies such as Bitcoin and stablecoins, from the larger-participant test. Industry stakeholders, including research-based investment firm Paradigm and pro-crypto nonprofit organizations, successfully opposed the CFPB's initial proposal, which included digital asset transactions. The CFPB's focus on digital payment services began in September 2023, targeting platforms like Apple Pay, Google Pay, and peer-to-peer services such as Venmo. The agency expressed concerns about potential monopolistic practices by Big Tech firms that could marginalize smaller companies. Rohit Chopra, the director of the CFPB, also highlighted concerns regarding the monetization of consumer data by these companies. Initially, the CFPB proposed extending its oversight to include crypto wallet providers, but this move faced resistance from the crypto industry and lawmakers. In January 2024, US lawmakers sent a letter to the CFPB, opposing the rule due to its potential impact on cryptocurrencies. They emphasized that peer-to-peer transactions through self-hosted wallets are crucial for the digital asset ecosystem as they eliminate third-party risk. Despite the opposition, the CFPB appeared to reinforce its stance in April 2024 by targeting blockchain video games, citing concerns over in-game asset tokens being traded outside the gaming ecosystem on electronic exchanges.

Brad Garlinghouse, CEO of Ripple Labs, recently discussed the future of cryptocurrency under a potential Trump administration in an interview with Fox Business. The post Ripple CEO Optimistic About Crypto Future Under Trump, Calls for Clearer Regulations appeared first on Cryptodnes. source: https://cryptodnes.bg/en/ripple-ceo-optimistic-about-crypto-future-under-trump-calls-for-clearer-regulations/

The current market structure shows interesting divergences from previous cycles. source: https://www.theblock.co/post/327349/bitcoin-dominance-hits-57-as-its-price-rises-past-the-90000-level?utm_source=rss&utm_medium=rss

null source: https://x.com/BTC_Archive/status/1859647402220917228

TL;DR Bitcoin reached a new all-time high, surpassing $98,000, positioning Satoshi Nakamoto as the 18th richest person in the world. The rise in Bitcoin’s price has increased the value of Satoshi’s holdings, which are estimated to be around 1.1 million BTC, surpassing $107 billion. Satoshi Nakamoto’s identity remains a mystery, and none of the cryptocurrencies ... source: https://crypto-economy.com/bitcoins-new-high-makes-satoshi-nakamoto-a-top-20-billionaire/

null source: https://x.com/BTC_Archive/status/1859646119149703665

Bitcoin is racing toward $100,000, smashing records along the way. Early Thursday, it traded at $97,000, with a new all-time high of $98,367. But not everyone’s popping champagne. Mike Novogratz, the CEO of Galaxy Digital and a seasoned crypto investor, is one of the skeptics. “Bitcoin hitting six figures feels inevitable,” he said on Squawk […] source: https://www.cryptopolitan.com/galaxy-digital-ceo-mike-novogratz-warns-of-bitcoin-correction-soon-says-market-is-overleveraged/

Dubbed "smart money" of late, retail bitcoiners are starting to sell, but exchange balances are falling, suggesting plenty of buyers. source: https://www.coindesk.com/markets/2024/11/21/bitcoin-retail-investor-selling-signals-coming-pullback-but-there-might-be-a-catch/?utm_medium=referral&utm_source=rss&utm_campaign=headlines

OKXによると、MERLは一時0.35 USDTに触れ、現在0.339 USDTで、24時間で12.55％上昇した。

TRON's Justin Sun drops $6.2M on a banana taped to a wall, proving crypto kings have a wild sense of artistic humor. source: https://dailycoin.com/trons-justin-sun-drops-6m-on-a-literal-banana/?utm_source=cryptopanic&utm_medium=rss

ETHの長期的な下落の理由の一つは、ETHが今、家を変える段階にあり、ウォール街の大手金融機関が新しい家となり、以前のワイルドカードのチップを徐々に引き継いでいることである。

ミーム、サイクル古いVCの顔このラウンドミーム不安の3つのラウンドにわたって価格投資？ ゴールデンファイナンス、VCトークンの何が問題なのか？

Golden Financeがお届けするGolden Web 3.0 Dailyは、ゲーム、DeFi、DAO、NFT、メタバース業界の最新・最速ニュースをお届けします。

ビットコインは10万ドルに向かって走っているのに、投機グループはとても静かだ。最近、ビットコインが上がるとトレントが下がり、ビットコインが下がるとやはりトレントが下がるのはなぜだろう？

暗号産業は長い道のりを歩んできた。そして今この瞬間、「光の船はすでに万の山を越えた」のだ。

暗号通貨とコンシューマーグレードAI（人工知能）のコラボレーションの可能性を徹底検証

Golden Chart View,The future financial storm has swept through BTC surpassing $100,000 Golden Finance,With 15-year gain over 172 million times, the future financial storm has swept through.

Web3決済が今手元にあるお金で取引を行うことを主眼とするならば、PayFiは明日のお金で取引を行うことを可能にする。

ビットコインは10万ドルへの道を歩み、ミーム・トラックは富の創造神話への道を歩んでいる。

今晩の推薦図書：1.世界経済と金融システムの変化のシグナルが発表された；2.孫玉晨が$BanのマークComedian $Banのために購入した620万ドルはまだ入手可能か？3.ミームコイン市場が驚異的に成長している理由；